Reliable Homeowners Insurance for Total Peace of Mind
Protect your home and belongings from unexpected events with reliable homeowners insurance. At A.Neto Agency, we offer affordable plans designed to give you peace of mind. With comprehensive coverage and dedicated support, keeping your home protected has never been easier.
Discounts for multiple policies when bundling
You may save 10% or more by bundling your home and auto policies, depending on your location. Insuring multiple vehicles under the same policy can unlock even more savings.
Save with leak detection
Discover how you can qualify for a discount while safeguarding your home from water damage—even for losses that may not be covered by your homeowners insurance.
Protect Your Home with the Perfect Homeowners Insurance for You
Your home is one of your most valuable investments, and protecting it is essential. With our homeowners insurance, you get comprehensive coverage against damage, theft, natural disasters, and more. We offer customized plans tailored to your needs, ensuring the safety of what matters most to you and your family.
Benefits of Our Homeowners Insurance:
✔ Coverage for fires, storms, and other damages
✔ Protection for your personal belongings
✔ Liability coverage for unexpected events
✔ Fast service and dedicated support
Peace of mind and security start with the right choice. Get a quote today and protect your home with experts who truly understand your needs!
Homeowners insurance coverages
If selecting the right coverage feels like piecing together a puzzle, think of your Farmers agent as your personal insurance coach—here to simplify your options and guide you toward the perfect balance of coverage and cost. Below are the most common coverages included in a homeowners insurance policy.
Personal property coverage
Personal property coverage helps cover the cost of repairing or replacing your belongings if they are stolen or damaged.
Example: If burglars break into your home and steal your computer, jewelry, and mountain bike, this coverage can help reimburse you for the cost of replacing them—depending on the coverage type you choose.
Personal liability coverage
Personal liability coverage can help cover costs if you're held responsible for accidental property damage or bodily injury to others.
Example: If your teenager accidentally hits a ball through a neighbor's window, this coverage could help pay for the replacement. Or, if a guest slips on your icy sidewalk and sustains an injury, personal liability coverage can help with medical expenses and even legal fees if a lawsuit arises.
Dwelling coverage
Dwelling coverage helps cover the cost of repairing your home and any permanently attached structures if they are damaged by a covered event, such as fire, windstorms, lightning, or hail.
Example: If strong winds knock a tree onto your roof, this coverage can help pay for repairs or even a full roof replacement. In some cases, tree removal may also be covered.
Underinsured Motorist Coverage steps in when the at-fault driver has insurance but not enough to fully cover your medical or repair costs.
Loss of use coverage
Loss of use coverage, including additional living expenses, helps cover the cost of temporary housing if your home becomes uninhabitable due to damage from a covered event.
Example: If a fire severely damages your home, requiring extensive repairs, this coverage can help pay for temporary housing, such as renting a home, condo, or apartment. It can also reimburse you for additional expenses like temporary internet service or increased commuting costs.
Guaranteed Experience and Quality
Make an appointment now, our agents will call you and give you the best price on the market.
Trust those who have been in the insurance business for more than 20 years, with more than 5,000 satisfied customers.
We guarantee our services and are available at all times. If you prefer to call, click on the button below to call us directly!
Getting the right homeowners insurance starts with an accurate quote. Here’s what you need to know to get started.
Start Early If you're securing a mortgage for a new home, homeowners insurance is required before closing. Since the closing process typically takes about a month, this gives you ample time to research and select the right policy.
Gather the Information You’ll Need
Having the right details on hand can streamline the quote process, making it quicker and easier.
About your home Address
Mortgage information
Exterior and interior materials, such as siding, roofing, and flooring
Year built
Square footage
Number of stories
Foundation type
Garage size
Other structures (sheds, fences)
HVAC system type and age
About you Name
Date of birth
Social Security number
Number of people living in your household
Desired policy start date
Your insurance history, including previous provider and prior claims
About security and protection Security and fire systems
Special features: pool, trampoline, pets
Consider how much insurance coverage you want
- Calculate rebuilding cost (different from market cost)
- Estimate the value of your possessions
- Estimate your total worth, to help you select a liability limit
- Consider if you’re in a flood or earthquake zone
