Your business is thriving. You might be a contractor splurging on a top-of-the-line pickup. Perhaps your flower shop achieved its goal of an all-electric fleet of delivery vans. Maybe social media raves for your fusion tacos created enough demand for a second food truck
No matter how you use vehicles in your business, one thing is certain: you need commercial auto insurance. A.Neto Agency offers coverage options that help minimize risks and optimize operations.
As small business owners themselves, our agents understand the unique challenges of commercial driving in today’s fast-paced world.
Here are some common commercial vehicle risks
And the coverage options A.Neto Agency provides to keep your business protected:
Risk
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Coverage
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While running a company errand in their personal car, your employee rear-ends a church van. The injuries are minor, but multiple people are hurt—and their personal liability coverage isn’t enough to cover medical expenses.
Non-owned auto coverage can help protect your business if an employee causes an accident while using their personal vehicle for work-related tasks.
On your way to a business lunch, an uninsured driver runs a stop sign and crashes into your car, causing an impact strong enough to fracture your wrist.
Uninsured/underinsured motorist coverage can help protect you when another driver lacks sufficient insurance to cover injuries or damages from an accident.
Your diesel cargo van overturns, spilling fuel onto the highway and a nearby grassy area. Soon, you learn that government regulations require environmental damage testing.
An A.Neto Agency commercial auto policy can help cover damages if fuels or lubricants from one of your company’s vehicles cause environmental harm.
Valuable Coverage Options and Operational Support
An accident can put your vehicle out of service, but your business must keep moving. That’s why A.Neto Agency offers a range of coverage options to help minimize costs and disruptions—whether you need towing and labor, rental reimbursement, or loss-of-use protection.
Additional coverage options to consider:
• In some states, a telematics feature with GPS tracking is available to help monitor employee locations and driving behavior.
• Lease/loan coverage can help cover outstanding amounts owed under a lease or loan agreement.
Specialized Coverage for Contractors
A contractor's truck is often packed with costly tools and equipment, exposing you to the risk of damage or theft while traveling to job sites or parked for the day. A.Neto Agency can help you select personalized coverage to protect the tools of your trade.
We also offer guidance on indemnity agreements that require primary and non-contributory coverage. With this insurance, the general contractor’s policy won’t be liable for any covered damage caused by you, the subcontractor.
How Much Whole Life Insurance Do I Need?
Food trucks face unique risks both on the road and while operating, especially if they serve alcohol. A.Neto Agency offers specialized coverage to protect your business.
✔️ Mobile Business Interruption Coverage can help compensate for lost income when your truck is out of service due to a covered loss.
✔️ Our primary mobile food vendor insurance provides coverage for business property on your truck, equipment breakdowns, and money and securities.
✔️ The premier package offers extensive coverage limits for food spoilage and food-borne illness.
A.Neto Agency has insurance solutions to meet the needs of food truck operators—from weekend vendors to full-time businesses.
Guaranteed Experience and Quality
Make an appointment now, our agents will call you and give you the best price on the market.
Trust those who have been in the insurance business for more than 20 years, with more than 5,000 satisfied customers.
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