Whatever purpose your commercial property serves, you need to protect it from the unexpected.
The Right Protection for Your Business Space
Your place of business reflects your success. Whether your wholesale company expanded to a second warehouse, your ad agency upgraded to a modern office, or your beauty salon added more stations, your commercial property is essential to your operations.
No matter its purpose, protecting your business from the unexpected is crucial. As a small business owner, an A.Neto Agency agent understands your challenges and can guide you through your coverage options, helping you choose the protection that best fits your needs.
Business Property Insurance Coverage Options
Protecting your business means preparing for unexpected risks. Here are some common challenges business owners face and how the right coverage can help:
No matter its purpose, protecting your business from the unexpected is crucial. As a small business owner, an A.Neto Agency agent understands your challenges and can guide you through your coverage options, helping you choose the protection that best fits your needs.
Property Damage
Risk: An employee operating a forklift accidentally collides with a storage rack, causing it to collapse.
Coverage: Business property insurance can help cover damage to your business’s personal property caused by a covered event.
Damaged Inventory
Risk: The collapsed storage rack destroys inventory worth several thousand dollars.
Coverage: Business personal property insurance helps repair or replace covered business assets, including inventory, tools, and equipment.
Damaged Inventory
Risk: A small electrical fire forces your business to temporarily close for repairs, leading to lost revenue.
Coverage: Business income insurance can help replace lost profits up to policy limits, covering operating and payroll expenses to keep your business running.
Having the right insurance safeguards your business from financial setbacks, ensuring stability even when the unexpected happens.
No matter its purpose, protecting your business from the unexpected is crucial. As a small business owner, an A.Neto Agency agent understands your challenges and can guide you through your coverage options, helping you choose the protection that best fits your needs.
Additional Business Insurance Coverage Options
Commercial property insurance is just one part of a comprehensive business protection plan. A.Neto Agency offers coverage options to safeguard against other potential risks:
Building Code Compliance Costs
🛠 Risk: After a fire, rebuilding your property requires costly upgrades to meet new building codes.
🛠 Coverage: Building ordinance coverage helps cover the additional expenses of bringing your structure up to code after a covered loss.
Customer Injuries on Your Property
⚖ Risk: A customer trips and falls between your showroom and office, requiring immediate medical attention and ongoing therapy.
⚖ Coverage: Business liability insurance helps cover medical expenses and legal costs if your business is held liable for injuries on your premises.
Auto Liability Beyond Standard Coverage
🚛 Risk: While making deliveries, an employee causes an accident that injures executives from a tech company. Your commercial auto policy doesn’t cover their lost salaries while they recover.
🚛 Coverage: Business umbrella coverage provides an extra layer of liability protection when standard policy limits are reached, available in $1 million increments up to $10 million.
Theft of Valuable Business Equipment
💻 Risk: A high-end laptop is stolen from the manager’s office in your boutique hotel.
💻 Coverage: Business crime coverage helps replace stolen property, whether taken by an employee or an outsider.
Having the right insurance in place ensures your business stays protected from unexpected challenges, allowing you to focus on growth and success.
No matter its purpose, protecting your business from the unexpected is crucial. As a small business owner, an A.Neto Agency agent understands your challenges and can guide you through your coverage options, helping you choose the protection that best fits your needs.
Guaranteed Experience and Quality
Make an appointment now, our agents will call you and give you the best price on the market.
Trust those who have been in the insurance business for more than 20 years, with more than 5,000 satisfied customers.
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A.Neto Agency: Building Strong Customer Relationships
Whether you're exploring coverage options, have questions about your policy, or need a commercial property insurance quote, our team is here to provide personalized guidance tailored to your business needs.
Our knowledgeable claims representatives are also ready to assist you, ensuring a smooth and efficient claims process when you need it most. With A.Neto Agency, you get the protection and support your business deserves.
